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Cash flow — where money goes each year

Drag the scrubber or use ← → to travel through the simulation. Ribbons show the money flow for 2026.

Money in
$67,000
1st simulated year • age 61
Spending + tax
$67,000
0% of inflow saved or reinvested
Ending balance
$887K
Funded
61592026
Dividends$3.2KInterest$1.1KTaxable withdrawals$63KMoney available$67KEssential spending$52KDiscretionary$15K

Sources on the left feed one “Money available” pool, then split into spending, taxes and savings — hover any ribbon. Withdrawals here are pre-tax; the engine grosses them up so taxes are covered without double-counting. See methodology.